Choose Health Delaware
Health Insurance for all.
The intent of the Affordable Care Act (ACA) is to expand health insurance coverage to all Americans. Some benefits of the new law are to improve the quality of the existing coverage; lower health care costs; expand Medicaid coverage; create new health insurance Marketplaces where individuals and small businesses can shop for and enroll in private coverage; prohibit insurance companies from denying, cancelling or charging more for insurance policies because a person is sick or has a pre-existing health condition; and strengthen Medicare.
The Department of Insurance has put together the following information and links so you can learn more about how the ACA will benefit you and your family:
What is Choose Health Delaware? It's your official resource for finding out how the new healthcare reform law can benefit you as a Delaware resident or business owner. Choose Health Delaware will also introduce you to the new Health Insurance Marketplace and explain why health insurance is important for everyone.
- 2014 Delaware Qualified Health Plans - Individual Market Overview
- Certified Producers for the Marketplace
- Certified Web Brokers for the Marketplace
- Delaware Qualified Health Plan Detailed Comparison Matrix
- Medical Plan Rates for all ages with Plan ID and Plan Names -- Individual
- Medical Plan Rates for all ages with Plan ID and Plan Names -- SHOP
- Marketplace Plans - Summary of Coverage Beginning January 1, 2014 -- Individual
- Marketplace Plans - Summary of Coverage Beginning January 1, 2014 -- SHOP
- Stand-Alone Dental Plan Rates -- Individual
- Stand-Alone Dental Plan Rates -- SHOP
- Scammers Take Advantage of Health Reform - Commissioner Karen Weldin Stewart Warns Delawareans To Be On Alert.
- www.healthcare.gov - A federal government website managed by the U.S. Department of Health & Human Services. Information on this site includes: Finding Insurance Options, Preparing for the Health Insurance Marketplace, Health Insurance Basics, The Health Care Law & You and Prevention, Wellness & Comparing Providers.
- www.dol.gov - The Employee Benefits Security Administration is a division of the U.S. Department of Labor whose mission is "to assure the security of the retirement, health and other workplace related benefits of America's workers and their families." On this website you will find many topics relating to the Affordable Care Act regulations and guidance.
- www.medicaid.gov - A federal government managed website by the Centers for Medicare & Medicaid Services. For those who are receiving Medicaid, this website provides information on how the Affordable Care Act expands coverage.
- www.hhs.gov - The U.S. Department of Health & Human Services Office of Population Affairs is dedicated to family planning and related preventive services.
- The Henry J. Kaiser Family Foundation - The Henry J. Kaiser Family Foundation is "a non-profit, private operating foundation focusing on the major health care issues facing the U.S., as well as the U.S. role in global health policy." This website features a Health Insurance Subsidy Calculator, a health reform quiz and answers to common health reform questions.
Health Reform Hits Main Street - Confused about how the new health reform law really works? This short, animated movie - featuring the "YouToons" - explains the problems with the current health care system, the changes that are happening now, and the big changes coming in 2014. Written and produced by the Kaiser Family Foundation, narrated by Cokie Roberts.
The YouToons Get Ready for Obamacare: Health Insurance Changes Coming Your Way Under the Affordable Care Act - 2014 is coming-are you ready for Obamacare? Join the YouToons as they walk through the basic changes in the way Americans will get health coverage and what it will cost starting in 2014, when major parts of the Affordable Care Act, also known as "Obamacare," go into effect. Written and produced by the Kaiser Family Foundation, narrated by Charlie Gibson.
- Centers for Medicare & Medicaid Services (CMS) - CMS administers the Medicare and Medicaid programs, which provide health care to almost one in every three Americans. Medicare provides health insurance for more than 44.6 million elderly and disabled Americans. Medicaid, a joint federal-state program, provides health coverage for some 50 million low-income persons, including 24 million children, and nursing home coverage for low-income elderly. CMS also administers the State Children's Health Insurance Program that covers more than 4.4 million children.
The Center for Consumer Information & Insurance Oversight (CCIIO) - Ensuring the Affordable Care Act Serves the American People, The Center for Consumer Information and Insurance Oversight (CCIIO) is charged with helping implement many provisions of the Affordable Care Act, the historic health reform bill that was signed into law March 23, 2010. CCIIO oversees the implementation of the provisions related to private health insurance.