Below is a list of the major guides published by the Office of the Insurance Commissioner to help citizens stay informed with matters relating to Life, Senior/Elder, Home, Civic Associations, Automobile, Health, Small Business and Workplace Safety insurance. Click here to see other useful consumer information.

For more information, please call the Consumer Services Division at 1-800-282-8611 or (302) 674-7310. You can also email us at consumer@state.de.us.

Guides

What is in the Guide

Auto

Call it “Everything you ever wanted to know about auto insurance but were afraid to ask.” This is a simple and concise guide to purchasing insurance for cars, trucks and motorcycles.

Community Associations

Delaware's communities are served by numerous homeowner groups. These community associations have responsibiity - and liability - in the decisions they make. This guide answers some of the most commonly asked questions.

Consumer Services

This brochure explains how the Consumer Services Division can assist individuals with insurance coverage questions and problems.

Health

Dealing with health insurance and health insurance companies can be complicated and very confusing - this guide explains the basics and helps you to understand your options.

Home

This guide contains helpful information for new homeowners and longtime owners as well.
NEW Types of Homeowners Insurance Policies: See which types of perils are covered, and which are not, by the various types of homeowners insurance.

Home Inventory

This printable home inventory will help you create of record of your possessions in case a disaster strikes and you need to provide your insurance company with a comprehensive list of what needs to be replaced. More useful tools can be found on our Insure U page.

Life

This guide explains some of the basics of life insurance, including the two main kinds of life insurance and how they work. It also includes a discussion of annuities.

Medicare Counseling

Health insurance counseling for people with Medicare.

Medicare Financial Assistance

People with Medicare who are enrolled in or entitled to Part A Medicare coverage and have a low income may qualify for help with Medicare expenses.

Medicare Supplement Insurance Shopper's Guide

An annual guide that features up-to-date price comparisons for Medigap policies, private insurance designed to supplement your Medicare coverage.

Military Personnel

The Insurance Commissioner's Office has produced the information below as a guide to specific insurance issues faced by men and women serving in the armed forces.

People with Disabilities

People with disabilities have specific needs when it comes to insurance issues. The Insurance Commissioner's Office, working with representatives of Delaware's disabilities community, provide this information.

Small Employer

This guide contains information that includes a list of small employer carriers and their toll-free telephone numbers to assist you in locating health insurance coverage along with some questions and answers you may find useful.

Workplace Safety

A guide to saving on your company's workers' compensation insurance with the Workplace Safety Program.