DELAWARE INSURANCE DEPARTMENT

Understanding Types of Health Insurance

Each year, fewer and fewer Delawareans and Americans around the country are covered under traditional fee-for-service health insurance plans, in which insured individuals go to a doctor of their choosing and then submit health insurance claims. Today, more and more people are covered by managed care plans .In an effort to control costs and to make them more affordable, managed care plans are more structured and restrictive than fee-for-service plans.